$1.19B
−7.5%y/y
Percentile by value23rd percentileby value
FDIC
ASSETBB
BayFirst National Bank
Saint Petersburg, FloridaFDIC Cert #34997
OCCEstablished 199912 branches
Holding company: BAYFIRST FINANCIAL CORPRegulator: OCC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $1.2B | $634M |
| Q3 2021 | $944M | $678M |
| Q4 2021 | $917M | $724M |
| Q1 2022 | $888M | $772M |
| Q2 2022 | $921M | $766M |
| Q3 2022 | $930M | $786M |
| Q4 2022 | $939M | $796M |
| Q1 2023 | $1.07B | $934M |
| Q2 2023 | $1.09B | $946M |
| Q3 2023 | $1.13B | $1.02B |
| Q4 2023 | $1.12B | $986M |
| Q1 2024 | $1.14B | $1.01B |
| Q2 2024 | $1.22B | $1.04B |
| Q3 2024 | $1.25B | $1.11B |
| Q4 2024 | $1.29B | $1.14B |
| Q1 2025 | $1.29B | $1.13B |
| Q2 2025 | $1.34B | $1.16B |
| Q3 2025 | $1.34B | $1.17B |
| Q4 2025 | $1.3B | $1.18B |
| Q1 2026 | $1.19B | $1.09B |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$1.09B
−3.7%y/y
Percentile by value32nd percentileby value
FDIC
DEP$930M
−14.2%y/y
Percentile by value37th percentileby value
FDIC
LNLSGR$910M
−14.8%y/y
Percentile by value36th percentileby value
FDIC
LNLSNET$31M
−20.1%y/y
Percentile by value6th percentileby value
FDIC
SC$134M
+106.5%y/y
Percentile by value66th percentileby value
FDIC
CHBAL$1.11B
−5.8%y/y
Percentile by value29th percentileby value
FDIC
LIAB$87.9M
−24.7%y/y
Peer standing5th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$10.4M
−47.6%y/y
Peer standing13th percentile
FDIC
NIM + NONII$9.55M
−14.0%y/y
Peer standing20th percentile
FDIC
NIM$850K
−90.3%y/y
Peer standing15th percentile
FDIC
NONII$3.08M
−30.0%y/y
Percentile by value96th percentileby value
FDIC
ELNATR−$7.34M
−3,035.9%y/y
Peer standing0th percentile
FDIC
PTAXNETINC−$5.46M
−3,001.1%y/y
Peer standing0th percentile
FDIC
NETINC