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BDI
CB

Centier Bank

Whiting, IndianaFDIC Cert #12854

STATEEstablished 189562 branches

Holding company: FIRST BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$5.89B$4.98B
Q3 2021$5.97B$5.05B
Q4 2021$6.19B$5.25B
Q1 2022$6.22B$5.29B
Q2 2022$6.37B$5.39B
Q3 2022$6.26B$5.4B
Q4 2022$6.72B$5.46B
Q1 2023$7.05B$5.73B
Q2 2023$7.77B$6.36B
Q3 2023$8.19B$6.9B
Q4 2023$8.72B$7.2B
Q1 2024$8.69B$7.14B
Q2 2024$8.92B$7.43B
Q3 2024$9.27B$7.64B
Q4 2024$9.69B$7.58B
Q1 2025$9.47B$7.53B
Q2 2025$9.83B$7.96B
Q3 2025$9.92B$8.07B
Q4 2025$9.66B$7.84B
Q1 2026$10.1B$8.32B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$10.1B
+6.5%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$8.32B
+10.6%y/y
Percentile by value99th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$8.01B
+7.1%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$7.91B
+7.1%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$1.56B
+7.7%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$150M
−5.5%y/y
Percentile by value26th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$9.09B
+5.6%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$996M
+14.9%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$100M
+7.9%y/y
Peer standing90th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$84.1M
+6.5%y/y
Peer standing94th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$16M
+15.8%y/y
Peer standing82nd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
$3.3M
+10.0%y/y
Percentile by value81st percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$46.9M
−2.2%y/y
Peer standing94th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$37M
−1.8%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC