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BDI
CB

Central Bank and Trust

Lander, WyomingFDIC Cert #529

STATEEstablished 18905 branches

Holding company: CENTRAL TRUST CORegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.79%
+436.3%y/y
Peer standing18th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing40th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
0.00%
−81.5%y/y
Peer standing83rd percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.10%
−10.5%y/y
Peer standing67th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$207K
−9.2%y/y
Peer standing65th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
Peer standing36th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
$2K
Peer standing38th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.72%
−3.0%y/y
Percentile by value9th percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$1.99M
+457.9%y/y
Peer standing20th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$5K
Peer standing40th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICNAASSET