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BDI
CB

Central Bank

Savannah, TennesseeFDIC Cert #31545

STATEEstablished 19673 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$123M$109M
Q3 2021$128M$113M
Q4 2021$130M$116M
Q1 2022$128M$115M
Q2 2022$131M$120M
Q3 2022$128M$117M
Q4 2022$125M$114M
Q1 2023$132M$120M
Q2 2023$135M$121M
Q3 2023$136M$122M
Q4 2023$142M$127M
Q1 2024$133M$118M
Q2 2024$142M$126M
Q3 2024$138M$121M
Q4 2024$135M$119M
Q1 2025$140M$122M
Q2 2025$145M$128M
Q3 2025$145M$127M
Q4 2025$153M$134M
Q1 2026$164M$145M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$164M
+17.7%y/y
Percentile by value38th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICASSET
Deposits
$145M
+18.5%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICDEP
Gross loans
$110M
+22.7%y/y
Percentile by value47th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSGR
Net loans
$109M
+23.0%y/y
Percentile by value47th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET
Securities
$29.7M
−6.8%y/y
Percentile by value40th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICSC
Cash
$16.5M
+65.4%y/y
Percentile by value58th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICCHBAL
Liabilities
$147M
+18.4%y/y
Percentile by value40th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLIAB
Equity
$17.3M
+11.9%y/y
Peer standing39th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$1.83M
+14.9%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM + NONII
NII
$1.5M
+16.3%y/y
Peer standing40th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM
Noninterest income
$331K
+9.2%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNONII
Provision
$21K
+162.5%y/y
Percentile by value55th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICELNATR
Pretax income
$515K
+34.1%y/y
Peer standing37th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICPTAXNETINC
Net income
$394K
+33.6%y/y
Peer standing31st percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNETINC