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BDI
C1

Citizens 1st Bank

Tyler, TexasFDIC Cert #1715

STATEEstablished 19204 branches

Holding company: Not reportedRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$762M$529M
Q3 2021$756M$543M
Q4 2021$801M$580M
Q1 2022$759M$582M
Q2 2022$732M$559M
Q3 2022$713M$567M
Q4 2022$708M$564M
Q1 2023$720M$578M
Q2 2023$715M$561M
Q3 2023$710M$540M
Q4 2023$737M$557M
Q1 2024$726M$538M
Q2 2024$728M$537M
Q3 2024$729M$529M
Q4 2024$768M$591M
Q1 2025$773M$591M
Q2 2025$756M$570M
Q3 2025$763M$569M
Q4 2025$820M$622M
Q1 2026$828M$623M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$828M
+7.2%y/y
Percentile by value87th percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$623M
+5.3%y/y
Percentile by value79th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$489M
+11.3%y/y
Percentile by value77th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$486M
+11.2%y/y
Percentile by value77th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$284M
+1.2%y/y
Percentile by value96th percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$50.2M
+13.4%y/y
Percentile by value67th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$684M
+6.3%y/y
Percentile by value82nd percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$144M
+11.7%y/y
Peer standing98th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$5.71M
+22.6%y/y
Peer standing57th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$5.57M
+22.8%y/y
Peer standing67th percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$140K
+12.9%y/y
Peer standing7th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$125K
+25.0%y/y
Percentile by value63rd percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$3.29M
+57.1%y/y
Peer standing84th percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$3.29M
+56.5%y/y
Peer standing91st percentile
Peer standing in asset:300m_1b
FDICNETINC