$395M
+16.1%y/y
Percentile by value27th percentileby value
FDIC
ASSETCB
Citizens Bank of the South
Sandersville, GeorgiaFDIC Cert #19420
STATEEstablished 19653 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $319M | $286M |
| Q3 2021 | $326M | $292M |
| Q4 2021 | $325M | $291M |
| Q1 2022 | $350M | $317M |
| Q2 2022 | $335M | $302M |
| Q3 2022 | $331M | $297M |
| Q4 2022 | $327M | $293M |
| Q1 2023 | $321M | $286M |
| Q2 2023 | $320M | $284M |
| Q3 2023 | $305M | $267M |
| Q4 2023 | $311M | $271M |
| Q1 2024 | $322M | $283M |
| Q2 2024 | $312M | $272M |
| Q3 2024 | $322M | $280M |
| Q4 2024 | $339M | $296M |
| Q1 2025 | $341M | $297M |
| Q2 2025 | $346M | $296M |
| Q3 2025 | $365M | $312M |
| Q4 2025 | $362M | $309M |
| Q1 2026 | $395M | $343M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$343M
+15.4%y/y
Percentile by value29th percentileby value
FDIC
DEP$295M
+15.8%y/y
Percentile by value38th percentileby value
FDIC
LNLSGR$292M
+15.9%y/y
Percentile by value38th percentileby value
FDIC
LNLSNET$41.1M
−4.7%y/y
Percentile by value21st percentileby value
FDIC
SC$47.4M
+49.6%y/y
Percentile by value64th percentileby value
FDIC
CHBAL$349M
+17.0%y/y
Percentile by value25th percentileby value
FDIC
LIAB$46.8M
+10.2%y/y
Peer standing40th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$4.91M
+15.3%y/y
Peer standing44th percentile
FDIC
NIM + NONII$4.51M
+14.8%y/y
Peer standing49th percentile
FDIC
NIM$406K
+21.6%y/y
Peer standing35th percentile
FDIC
NONII$60K
+33.3%y/y
Percentile by value45th percentileby value
FDIC
ELNATR$1.96M
+30.9%y/y
Peer standing56th percentile
FDIC
PTAXNETINC$1.44M
+30.8%y/y
Peer standing46th percentile
FDIC
NETINC