$299M
+3.6%y/y
Percentile by value100th percentileby value
FDIC
ASSETCG
Citizens Guaranty Bank
Richmond, KentuckyFDIC Cert #20872
STATEEstablished 19726 branches
Holding company: CITIZENS GUARANTY FINL CORPRegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $242M | $211M |
| Q3 2021 | $255M | $223M |
| Q4 2021 | $248M | $218M |
| Q1 2022 | $254M | $223M |
| Q2 2022 | $259M | $221M |
| Q3 2022 | $276M | $237M |
| Q4 2022 | $281M | $234M |
| Q1 2023 | $292M | $250M |
| Q2 2023 | $288M | $250M |
| Q3 2023 | $278M | $247M |
| Q4 2023 | $278M | $244M |
| Q1 2024 | $288M | $255M |
| Q2 2024 | $287M | $255M |
| Q3 2024 | $288M | $256M |
| Q4 2024 | $284M | $251M |
| Q1 2025 | $289M | $254M |
| Q2 2025 | $290M | $257M |
| Q3 2025 | $291M | $257M |
| Q4 2025 | $300M | $260M |
| Q1 2026 | $299M | $263M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$263M
+3.5%y/y
Percentile by value98th percentileby value
FDIC
DEP$272M
+2.6%y/y
Percentile by value100th percentileby value
FDIC
LNLSGR$269M
+2.5%y/y
Percentile by value100th percentileby value
FDIC
LNLSNET$7.94M
−29.9%y/y
Percentile by value12th percentileby value
FDIC
SC$11.8M
+86.9%y/y
Percentile by value42nd percentileby value
FDIC
CHBAL$273M
+2.8%y/y
Percentile by value100th percentileby value
FDIC
LIAB$26.2M
+12.8%y/y
Peer standing74th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$4.63M
+13.6%y/y
Peer standing98th percentile
FDIC
NIM + NONII$3.91M
+15.4%y/y
Peer standing100th percentile
FDIC
NIM$722K
+4.3%y/y
Peer standing95th percentile
FDIC
NONII$200K
+92.3%y/y
Percentile by value97th percentileby value
FDIC
ELNATR$1.31M
+46.4%y/y
Peer standing92nd percentile
FDIC
PTAXNETINC$1.31M
+46.4%y/y
Peer standing94th percentile
FDIC
NETINC