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BDI
CB

Citizens National Bank of Cheboygan

Cheboygan, MichiganFDIC Cert #5018

OCCEstablished 193110 branches

Holding company: CNB CORPRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$449M$414M
Q3 2021$488M$453M
Q4 2021$492M$458M
Q1 2022$500M$482M
Q2 2022$488M$469M
Q3 2022$520M$516M
Q4 2022$484M$477M
Q1 2023$481M$473M
Q2 2023$491M$451M
Q3 2023$497M$464M
Q4 2023$486M$416M
Q1 2024$491M$422M
Q2 2024$483M$412M
Q3 2024$515M$461M
Q4 2024$477M$426M
Q1 2025$467M$448M
Q2 2025$469M$441M
Q3 2025$493M$468M
Q4 2025$471M$422M
Q1 2026$464M$435M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$464M
−0.7%y/y
Percentile by value42nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$435M
−2.9%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$259M
+7.2%y/y
Percentile by value27th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$255M
+7.3%y/y
Percentile by value27th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$167M
−9.1%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$8.23M
−29.1%y/y
Percentile by value10th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$443M
−2.4%y/y
Percentile by value48th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$20.7M
+59.0%y/y
Peer standing2nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$4.94M
+9.4%y/y
Peer standing43rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$4.31M
+10.5%y/y
Peer standing43rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$632K
+2.6%y/y
Peer standing57th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$23K
+187.5%y/y
Percentile by value33rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$1.05M
+13.2%y/y
Peer standing19th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$854K
+13.0%y/y
Peer standing18th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC