BDI
CS

Citizens State Bank of Milford

Milford, IllinoisFDIC Cert #931

STATEEstablished 19071 branch

Holding company: ARTHUR R MURRAY INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$52.2M$47.6M
Q3 2021$51.9M$47.3M
Q4 2021$53.6M$49.2M
Q1 2022$58.8M$55.1M
Q2 2022$54.4M$50M
Q3 2022$56.2M$53.2M
Q4 2022$59M$56.1M
Q1 2023$60.9M$57.7M
Q2 2023$58.3M$55.2M
Q3 2023$54.9M$51.9M
Q4 2023$57M$52.7M
Q1 2024$58.5M$52.8M
Q2 2024$52.2M$48.4M
Q3 2024$53M$48M
Q4 2024$56.7M$52.7M
Q1 2025$57.2M$53.2M
Q2 2025$53.3M$49.4M
Q3 2025$54.7M$50.1M
Q4 2025$57.5M$52.7M
Q1 2026$57.9M$53.1M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$57.9M
+1.2%y/y
Percentile by value46th percentileby value
Peer standing in asset:lt_100m
FDICASSET
Deposits
$53.1M
−0.3%y/y
Percentile by value54th percentileby value
Peer standing in asset:lt_100m
FDICDEP
Gross loans
$22.2M
−1.9%y/y
Percentile by value36th percentileby value
Peer standing in asset:lt_100m
FDICLNLSGR
Net loans
$22.1M
−1.9%y/y
Percentile by value36th percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET
Securities
$21.6M
+7.6%y/y
Percentile by value77th percentileby value
Peer standing in asset:lt_100m
FDICSC
Cash
$6.58M
−23.7%y/y
Percentile by value55th percentileby value
Peer standing in asset:lt_100m
FDICCHBAL
Liabilities
$53.4M
−0.2%y/y
Percentile by value52nd percentileby value
Peer standing in asset:lt_100m
FDICLIAB
Equity
$4.55M
+20.4%y/y
Peer standing18th percentile
Peer standing in asset:lt_100m
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$576K
−7.1%y/y
Peer standing41st percentile
Peer standing in asset:lt_100m
FDICNIM + NONII
NII
$548K
−7.3%y/y
Peer standing51st percentile
Peer standing in asset:lt_100m
FDICNIM
Noninterest income
$28K
−3.4%y/y
Peer standing37th percentile
Peer standing in asset:lt_100m
FDICNONII
Provision
$0
Percentile by value6th percentileby value
Peer standing in asset:lt_100m
FDICELNATR
Pretax income
$78K
−26.4%y/y
Peer standing29th percentile
Peer standing in asset:lt_100m
FDICPTAXNETINC
Net income
$50K
−52.8%y/y
Peer standing26th percentile
Peer standing in asset:lt_100m
FDICNETINC