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BDI
CS

Citizens State Bank

Sealy, TexasFDIC Cert #17214

STATEEstablished 19071 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$354M$313M
Q3 2021$366M$323M
Q4 2021$373M$331M
Q1 2022$377M$342M
Q2 2022$372M$341M
Q3 2022$377M$347M
Q4 2022$387M$355M
Q1 2023$381M$346M
Q2 2023$383M$350M
Q3 2023$397M$364M
Q4 2023$401M$362M
Q1 2024$418M$369M
Q2 2024$429M$378M
Q3 2024$427M$383M
Q4 2024$416M$375M
Q1 2025$441M$399M
Q2 2025$433M$390M
Q3 2025$450M$402M
Q4 2025$474M$424M
Q1 2026$508M$458M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$508M
+15.1%y/y
Percentile by value50th percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$458M
+14.7%y/y
Percentile by value55th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$296M
+12.9%y/y
Percentile by value38th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$293M
+12.9%y/y
Percentile by value38th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$152M
+2.4%y/y
Percentile by value79th percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$5.63M
−3.9%y/y
Percentile by value4th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$464M
+15.0%y/y
Percentile by value52nd percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$44M
+16.1%y/y
Peer standing35th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$4.01M
+21.1%y/y
Peer standing27th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$3.75M
+22.6%y/y
Peer standing32nd percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$252K
+2.0%y/y
Peer standing17th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$103K
−8.8%y/y
Percentile by value58th percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$2.07M
+31.7%y/y
Peer standing60th percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$1.7M
+27.8%y/y
Peer standing56th percentile
Peer standing in asset:300m_1b
FDICNETINC