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BDI
CT

Citizens Tri-County Bank

Dunlap, TennesseeFDIC Cert #20818

STATEEstablished 197224 branches

Holding company: SEQUATCHIE VALLEY BANCSHARESRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.15B$1.02B
Q3 2021$1.17B$1.04B
Q4 2021$1.2B$1.07B
Q1 2022$1.24B$1.12B
Q2 2022$1.23B$1.12B
Q3 2022$1.24B$1.13B
Q4 2022$1.25B$1.14B
Q1 2023$1.27B$1.17B
Q2 2023$1.27B$1.17B
Q3 2023$1.29B$1.18B
Q4 2023$1.33B$1.22B
Q1 2024$1.39B$1.27B
Q2 2024$1.42B$1.29B
Q3 2024$1.46B$1.32B
Q4 2024$1.48B$1.35B
Q1 2025$1.53B$1.39B
Q2 2025$1.55B$1.41B
Q3 2025$1.55B$1.39B
Q4 2025$1.59B$1.45B
Q1 2026$1.65B$1.5B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.65B
+8.4%y/y
Percentile by value58th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.5B
+8.1%y/y
Percentile by value62nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.07B
+12.6%y/y
Percentile by value47th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.05B
+12.8%y/y
Percentile by value47th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$183M
−11.5%y/y
Percentile by value35th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$318M
−5.4%y/y
Percentile by value93rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.51B
+8.0%y/y
Percentile by value59th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$141M
+12.3%y/y
Peer standing39th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$16.3M
+12.5%y/y
Peer standing52nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$14M
+12.1%y/y
Peer standing56th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$2.24M
+15.1%y/y
Peer standing53rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$43K
+714.3%y/y
Percentile by value24th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$7.38M
+16.9%y/y
Peer standing68th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$7.38M
+17.0%y/y
Peer standing79th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC