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BDI
CT

Citizens Trust Bank

Atlanta, GeorgiaFDIC Cert #8033

STATEEstablished 19217 branches

Holding company: CITIZENS BANCSHARES CORPRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$638M$579M
Q3 2021$656M$594M
Q4 2021$669M$600M
Q1 2022$681M$617M
Q2 2022$833M$766M
Q3 2022$813M$744M
Q4 2022$807M$731M
Q1 2023$745M$667M
Q2 2023$726M$649M
Q3 2023$697M$617M
Q4 2023$741M$652M
Q1 2024$735M$642M
Q2 2024$757M$662M
Q3 2024$770M$672M
Q4 2024$793M$695M
Q1 2025$769M$664M
Q2 2025$778M$679M
Q3 2025$767M$659M
Q4 2025$796M$682M
Q1 2026$787M$670M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$787M
+2.3%y/y
Percentile by value84th percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$670M
+0.9%y/y
Percentile by value84th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$385M
−3.5%y/y
Percentile by value59th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$380M
−3.6%y/y
Percentile by value59th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$288M
+9.6%y/y
Percentile by value97th percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$43.2M
+20.3%y/y
Percentile by value60th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$683M
+0.8%y/y
Percentile by value82nd percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$104M
+13.2%y/y
Peer standing93rd percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$9.09M
−2.0%y/y
Peer standing88th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$7.89M
−2.4%y/y
Peer standing90th percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$1.2M
+0.8%y/y
Peer standing82nd percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$127K
Percentile by value64th percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$3.9M
−13.4%y/y
Peer standing91st percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$3M
−13.4%y/y
Peer standing87th percentile
Peer standing in asset:300m_1b
FDICNETINC