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BDI
CL

Clear Lake Bank and Trust Company

Clear Lake, IowaFDIC Cert #15690

STATEEstablished 19345 branches

Holding company: ARNESON BANCSHARES INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$543M$488M
Q3 2021$527M$472M
Q4 2021$556M$502M
Q1 2022$559M$507M
Q2 2022$553M$502M
Q3 2022$536M$486M
Q4 2022$548M$498M
Q1 2023$550M$500M
Q2 2023$554M$504M
Q3 2023$551M$501M
Q4 2023$577M$525M
Q1 2024$572M$518M
Q2 2024$579M$525M
Q3 2024$573M$516M
Q4 2024$601M$544M
Q1 2025$616M$557M
Q2 2025$607M$547M
Q3 2025$639M$575M
Q4 2025$636M$574M
Q1 2026$647M$583M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$647M
+5.2%y/y
Percentile by value71st percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$583M
+4.8%y/y
Percentile by value75th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$490M
+6.0%y/y
Percentile by value77th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$484M
+6.0%y/y
Percentile by value77th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$82M
−1.6%y/y
Percentile by value47th percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$50.7M
+10.8%y/y
Percentile by value68th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$592M
+4.8%y/y
Percentile by value73rd percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$55.1M
+9.0%y/y
Peer standing53rd percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$7.1M
+9.0%y/y
Peer standing73rd percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$5.91M
+11.9%y/y
Peer standing71st percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$1.19M
−3.3%y/y
Peer standing82nd percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$163K
+171.7%y/y
Percentile by value72nd percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$3.03M
+11.2%y/y
Peer standing80th percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$2.91M
+11.3%y/y
Peer standing86th percentile
Peer standing in asset:300m_1b
FDICNETINC