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BDI
CC

Comenity Capital Bank

Draper, UtahFDIC Cert #57570

STATEEstablished 20031 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
3.36%
−6.5%y/y
Peer standing1st percentile
Peer standing in asset:gte_10b
FDICP3ASSET + LNLSGR
90+ %
3.61%
−8.8%y/y
Peer standing1st percentile
Peer standing in asset:gte_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.00%
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:gte_10b
FDICNAASSET + LNLSGR
Noncurrent %
3.61%
−8.9%y/y
Peer standing2nd percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
3.09%
−5.3%y/y
Peer standing2nd percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$411M
−4.8%y/y
Peer standing27th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
8.00%
−8.9%y/y
Peer standing0th percentile
Peer standing in asset:gte_10b
FDICNTLNLS + LNLSGR
NCO
$223M
−7.2%y/y
Peer standing8th percentile
Peer standing in asset:gte_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
11.74%
−6.4%y/y
Percentile by value100th percentileby value
Peer standing in asset:gte_10b
FDICLNATRES + LNLSGR
30–89
$382M
−2.3%y/y
Peer standing16th percentile
Peer standing in asset:gte_10b
FDICP3ASSET
90+
$411M
−4.7%y/y
Peer standing10th percentile
Peer standing in asset:gte_10b
FDICP9ASSET
Nonaccrual
$0
−100.0%y/y
Peer standing100th percentile
Peer standing in asset:gte_10b
FDICNAASSET