BDI
CB

Commercial Bank

Ithaca, MichiganFDIC Cert #18584

STATEEstablished 196211 branches

Holding company: COMMERCIAL NATL FINL CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$587M$495M
Q3 2021$591M$499M
Q4 2021$610M$518M
Q1 2022$627M$535M
Q2 2022$624M$551M
Q3 2022$613M$545M
Q4 2022$613M$545M
Q1 2023$600M$529M
Q2 2023$587M$516M
Q3 2023$587M$516M
Q4 2023$579M$509M
Q1 2024$591M$522M
Q2 2024$572M$507M
Q3 2024$574M$511M
Q4 2024$566M$505M
Q1 2025$570M$508M
Q2 2025$552M$490M
Q3 2025$547M$487M
Q4 2025$554M$478M
Q1 2026$564M$494M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$564M
−1.0%y/y
Percentile by value59th percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$494M
−2.7%y/y
Percentile by value61st percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$364M
−6.7%y/y
Percentile by value54th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$361M
−6.7%y/y
Percentile by value55th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$105M
+32.1%y/y
Percentile by value61st percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$60.3M
−8.0%y/y
Percentile by value75th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$508M
−1.3%y/y
Percentile by value59th percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$56.6M
+1.4%y/y
Peer standing55th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$5.75M
+5.4%y/y
Peer standing58th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$5.24M
+5.0%y/y
Peer standing63rd percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$503K
+9.6%y/y
Peer standing45th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
−$40K
Percentile by value5th percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$2.2M
+13.3%y/y
Peer standing63rd percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$1.8M
+12.9%y/y
Peer standing60th percentile
Peer standing in asset:300m_1b
FDICNETINC