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BDI
CB

Commercial Bank of Texas, National Association

Nacogdoches, TexasFDIC Cert #1209

OCCEstablished 190123 branches

Holding company: NACOGDOCHES COML BANCSHARESRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.17%
−33.7%y/y
Peer standing67th percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.11%
−46.6%y/y
Peer standing14th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.02%
+503.5%y/y
Peer standing93rd percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
0.13%
−37.7%y/y
Peer standing83rd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.12%
−19.2%y/y
Peer standing80th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2.05M
−10.3%y/y
Peer standing77th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.07%
+238.7%y/y
Peer standing30th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$183K
+273.5%y/y
Peer standing29th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.50%
+1.1%y/y
Percentile by value85th percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$1.93M
−26.4%y/y
Peer standing66th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$1.23M
−40.6%y/y
Peer standing14th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$228K
+570.6%y/y
Peer standing92nd percentile
Peer standing in asset:1b_3b
FDICNAASSET