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BDI
EB

Exchange Bank

Milledgeville, GeorgiaFDIC Cert #160

STATEEstablished 19034 branches

Holding company: EXCHANGE BANKSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$333M$293M
Q3 2021$351M$310M
Q4 2021$365M$325M
Q1 2022$367M$335M
Q2 2022$368M$335M
Q3 2022$370M$335M
Q4 2022$363M$322M
Q1 2023$368M$328M
Q2 2023$375M$317M
Q3 2023$371M$322M
Q4 2023$374M$315M
Q1 2024$391M$331M
Q2 2024$385M$319M
Q3 2024$386M$319M
Q4 2024$395M$327M
Q1 2025$406M$330M
Q2 2025$409M$343M
Q3 2025$413M$340M
Q4 2025$425M$345M
Q1 2026$414M$364M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$414M
+2.0%y/y
Percentile by value32nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$364M
+10.6%y/y
Percentile by value34th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$291M
+19.2%y/y
Percentile by value36th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$286M
+19.1%y/y
Percentile by value36th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$64.2M
−53.1%y/y
Percentile by value34th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$34.3M
+160.5%y/y
Percentile by value50th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$376M
+3.7%y/y
Percentile by value33rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$37.9M
−12.1%y/y
Peer standing24th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$5.05M
+18.1%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$4.56M
+19.8%y/y
Peer standing50th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$487K
+3.8%y/y
Peer standing43rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$5K
−50.0%y/y
Percentile by value29th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$2.06M
+29.9%y/y
Peer standing56th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
−$3.45M
−381.5%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC