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BDI
F&

Farmers & Merchants Bank

Duke, OklahomaFDIC Cert #12284

STATEEstablished 19101 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$21.3M$19.2M
Q3 2021$19.9M$17.8M
Q4 2021$19.9M$17.7M
Q1 2022$18.8M$16.7M
Q2 2022$19.6M$17.4M
Q3 2022$19.5M$17.3M
Q4 2022$19M$16.8M
Q1 2023$18.9M$16.7M
Q2 2023$18.2M$15.8M
Q3 2023$17.7M$15.3M
Q4 2023$17.4M$15.2M
Q1 2024$17.5M$15.2M
Q2 2024$18.6M$16.3M
Q3 2024$18.5M$16M
Q4 2024$18.1M$15.8M
Q1 2025$19.6M$17.3M
Q2 2025$20.1M$17.7M
Q3 2025$19.2M$16.7M
Q4 2025$18.8M$16.4M
Q1 2026$19.8M$17.4M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$19.8M
+1.0%y/y
Percentile by value14th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICASSET
Deposits
$17.4M
+0.7%y/y
Percentile by value19th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICDEP
Gross loans
$6.45M
+15.8%y/y
Percentile by value18th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICLNLSGR
Net loans
$6.32M
+16.1%y/y
Percentile by value17th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICLNLSNET
Securities
$7.32M
+96.6%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICSC
Cash
$3M
−35.3%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICCHBAL
Liabilities
$17.5M
+0.9%y/y
Percentile by value18th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICLIAB
Equity
$2.29M
+2.1%y/y
Peer standing11th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$182K
+4.6%y/y
Peer standing13th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICNIM + NONII
NII
$163K
+5.8%y/y
Peer standing16th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICNIM
Noninterest income
$19K
−5.0%y/y
Peer standing50th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICNONII
Provision
$0
Percentile by value7th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICELNATR
Pretax income
$28K
+27.3%y/y
Peer standing28th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICPTAXNETINC
Net income
$28K
+27.3%y/y
Peer standing30th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICNETINC