BDI
FA

First American Bank

Artesia, New MexicoFDIC Cert #2240

STATEEstablished 190321 branches

Holding company: FIRST ARTESIA BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.81%
−36.9%y/y
Peer standing21st percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.51%
−46.3%y/y
Peer standing47th percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
0.51%
−46.3%y/y
Peer standing50th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.31%
−40.8%y/y
Peer standing59th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$6.04M
−41.4%y/y
Peer standing54th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
Peer standing59th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$11K
Peer standing59th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.87%
+5.0%y/y
Percentile by value94th percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$9.24M
−32.4%y/y
Peer standing22nd percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$5.8M
−42.4%y/y
Peer standing46th percentile
Peer standing in asset:1b_3b
FDICNAASSET