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First Bank

Erick, OklahomaFDIC Cert #4092

STATEEstablished 19024 branches

Holding company: ERICK BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.78%
−45.9%y/y
Peer standing44th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.03%
−72.0%y/y
Peer standing34th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.08%
Peer standing65th percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
0.10%
+12.1%y/y
Peer standing71st percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.06%
+18.6%y/y
Peer standing72nd percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$68K
+23.6%y/y
Peer standing76th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
−100.0%y/y
Peer standing74th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
$0
−100.0%y/y
Peer standing74th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
2.31%
−7.0%y/y
Percentile by value96th percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$517K
−40.3%y/y
Peer standing55th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$17K
−69.1%y/y
Peer standing36th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$51K
Peer standing68th percentile
Peer standing in asset:100m_300m
FDICNAASSET