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BDI
FB

First Bank of the Lake

Osage Beach, MissouriFDIC Cert #26960

STATEEstablished 19871 branch

Holding company: FBOL BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$965M$223M
Q3 2021$795M$227M
Q4 2021$655M$267M
Q1 2022$535M$351M
Q2 2022$494M$355M
Q3 2022$488M$412M
Q4 2022$538M$459M
Q1 2023$568M$451M
Q2 2023$656M$559M
Q3 2023$836M$709M
Q4 2023$973M$846M
Q1 2024$1.17B$914M
Q2 2024$1.33B$1.15B
Q3 2024$1.46B$1.18B
Q4 2024$1.57B$1.4B
Q1 2025$1.73B$1.47B
Q2 2025$1.87B$1.56B
Q3 2025$2.02B$1.74B
Q4 2025$2.27B$1.94B
Q1 2026$2.33B$1.98B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.33B
+34.6%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.98B
+34.9%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$2.17B
+30.8%y/y
Percentile by value96th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$2.16B
+30.7%y/y
Percentile by value97th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$7.58M
−20.1%y/y
Percentile by value2nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$73.4M
+788.3%y/y
Percentile by value37th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$2.16B
+34.7%y/y
Percentile by value85th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$168M
+33.5%y/y
Peer standing54th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$20.7M
+43.3%y/y
Peer standing70th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$18.7M
+45.0%y/y
Peer standing76th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$1.96M
+28.7%y/y
Peer standing47th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$3.23M
−18.5%y/y
Percentile by value96th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$3.96M
+274.1%y/y
Peer standing24th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$3.96M
+274.1%y/y
Peer standing34th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC