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BDI
FC

First Century Bank, National Association

Commerce, GeorgiaFDIC Cert #57123

OCCEstablished 20022 branches

Holding company: FIRST CENTURY BCORPRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$324M$251M
Q3 2021$408M$335M
Q4 2021$486M$413M
Q1 2022$391M$313M
Q2 2022$382M$312M
Q3 2022$523M$453M
Q4 2022$715M$645M
Q1 2023$526M$447M
Q2 2023$496M$418M
Q3 2023$422M$333M
Q4 2023$608M$529M
Q1 2024$499M$397M
Q2 2024$434M$348M
Q3 2024$416M$324M
Q4 2024$684M$595M
Q1 2025$706M$590M
Q2 2025$696M$598M
Q3 2025$740M$608M
Q4 2025$984M$846M
Q1 2026$862M$699M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$862M
+22.1%y/y
Percentile by value90th percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$699M
+18.4%y/y
Percentile by value87th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$167M
+184.5%y/y
Percentile by value6th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$166M
+185.7%y/y
Percentile by value6th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$505M
+34.8%y/y
Percentile by value100th percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$162M
−35.5%y/y
Percentile by value98th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$729M
+18.5%y/y
Percentile by value86th percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$133M
+46.5%y/y
Peer standing97th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$14.2M
+4.8%y/y
Peer standing98th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$12.1M
+7.6%y/y
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$2.08M
−8.9%y/y
Peer standing93rd percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$27K
−56.5%y/y
Percentile by value36th percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$6.15M
−14.2%y/y
Peer standing98th percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$4.78M
−12.5%y/y
Peer standing98th percentile
Peer standing in asset:300m_1b
FDICNETINC