$559M
+8.9%y/y
Percentile by value58th percentileby value
FDIC
ASSETFC
First Choice Bank
Pontotoc, MississippiFDIC Cert #5006
STATEEstablished 19006 branches
Holding company: PONTOTOC BANCSHARES CORPRegulator: FED
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $388M | $339M |
| Q3 2021 | $389M | $340M |
| Q4 2021 | $395M | $348M |
| Q1 2022 | $412M | $371M |
| Q2 2022 | $409M | $370M |
| Q3 2022 | $434M | $397M |
| Q4 2022 | $435M | $395M |
| Q1 2023 | $462M | $421M |
| Q2 2023 | $453M | $412M |
| Q3 2023 | $452M | $412M |
| Q4 2023 | $466M | $424M |
| Q1 2024 | $489M | $446M |
| Q2 2024 | $490M | $446M |
| Q3 2024 | $486M | $437M |
| Q4 2024 | $484M | $440M |
| Q1 2025 | $513M | $467M |
| Q2 2025 | $500M | $452M |
| Q3 2025 | $499M | $448M |
| Q4 2025 | $516M | $465M |
| Q1 2026 | $559M | $510M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$510M
+9.2%y/y
Percentile by value64th percentileby value
FDIC
DEP$373M
+13.8%y/y
Percentile by value56th percentileby value
FDIC
LNLSGR$369M
+13.9%y/y
Percentile by value56th percentileby value
FDIC
LNLSNET$97.3M
−20.4%y/y
Percentile by value56th percentileby value
FDIC
SC$56.3M
+80.7%y/y
Percentile by value72nd percentileby value
FDIC
CHBAL$515M
+9.0%y/y
Percentile by value61st percentileby value
FDIC
LIAB$44.1M
+7.8%y/y
Peer standing35th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$5.29M
+9.1%y/y
Peer standing51st percentile
FDIC
NIM + NONII$4.48M
+12.9%y/y
Peer standing49th percentile
FDIC
NIM$808K
−8.0%y/y
Peer standing68th percentile
FDIC
NONII$93K
−47.5%y/y
Percentile by value56th percentileby value
FDIC
ELNATR−$500K
−143.2%y/y
Peer standing2nd percentile
FDIC
PTAXNETINC−$318K
−134.6%y/y
Peer standing2nd percentile
FDIC
NETINC