First Credit Bank

Los Angeles, CaliforniaFDIC Cert #24332

STATEEstablished 19831 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

0.00%

Peer standing100th percentile

FDICP3ASSET + LNLSGR

90+ %

0.00%

−100.0%y/y

Peer standing100th percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

3.50%

+7.1%y/y

Peer standing3rd percentile

FDICNAASSET + LNLSGR

Noncurrent %

3.50%

+2.4%y/y

Peer standing4th percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

2.73%

+3.0%y/y

Peer standing4th percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$13.8M

−2.5%y/y

Peer standing4th percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.00%

Peer standing73rd percentile

FDICNTLNLS + LNLSGR

NCO

Peer standing73rd percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

2.72%

−20.4%y/y

Percentile by value98th percentileby value

FDICLNATRES + LNLSGR

30–89

Peer standing100th percentile

FDICP3ASSET

90+

−100.0%y/y

Peer standing100th percentile

FDICP9ASSET

Nonaccrual

$13.8M

+2.0%y/y

Peer standing3rd percentile

FDICNAASSET