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BDI
FF

First Federal Savings Bank of Lincolnton

Lincolnton, North CarolinaFDIC Cert #30315

OCCEstablished 19404 branches

Holding company: Not reportedRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$442M$370M
Q3 2021$446M$373M
Q4 2021$451M$378M
Q1 2022$462M$391M
Q2 2022$464M$393M
Q3 2022$452M$383M
Q4 2022$431M$361M
Q1 2023$436M$364M
Q2 2023$433M$360M
Q3 2023$437M$359M
Q4 2023$444M$358M
Q1 2024$455M$369M
Q2 2024$463M$376M
Q3 2024$463M$367M
Q4 2024$472M$376M
Q1 2025$482M$385M
Q2 2025$486M$395M
Q3 2025$472M$380M
Q4 2025$477M$383M
Q1 2026$478M$384M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$478M
−0.7%y/y
Percentile by value40th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$384M
−0.3%y/y
Percentile by value40th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$350M
+1.8%y/y
Percentile by value45th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$346M
+1.8%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$76.3M
−12.0%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICSC
Cash
$37.3M
+6.0%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$397M
−2.0%y/y
Percentile by value38th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$81.7M
+6.2%y/y
Peer standing72nd percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$3.59M
+9.9%y/y
Peer standing30th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$3.47M
+8.4%y/y
Peer standing36th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$122K
+82.1%y/y
Peer standing9th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNONII
Provision
$0
Percentile by value13th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$978K
+24.6%y/y
Peer standing54th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$778K
+27.5%y/y
Peer standing53rd percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICNETINC