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BDI
FF

First Financial Bank

Abilene, TexasFDIC Cert #3066

STATEEstablished 188983 branches

Holding company: FIRST FINANCIAL BANKSHARES INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.35%
+20.4%y/y
Peer standing51st percentile
Peer standing in asset:gte_10b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−81.7%y/y
Peer standing68th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.63%
−17.4%y/y
Peer standing47th percentile
Peer standing in asset:gte_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.63%
−18.6%y/y
Peer standing58th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.35%
−18.2%y/y
Peer standing69th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$54.2M
−12.1%y/y
Peer standing81st percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.02%
+41.5%y/y
Peer standing87th percentile
Peer standing in asset:gte_10b
FDICNTLNLS + LNLSGR
NCO
$355K
+50.4%y/y
Peer standing87th percentile
Peer standing in asset:gte_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.30%
+2.3%y/y
Percentile by value66th percentileby value
Peer standing in asset:gte_10b
FDICLNATRES + LNLSGR
30–89
$29M
+25.6%y/y
Peer standing76th percentile
Peer standing in asset:gte_10b
FDICP3ASSET
90+
$218K
−80.9%y/y
Peer standing69th percentile
Peer standing in asset:gte_10b
FDICP9ASSET
Nonaccrual
$52.1M
−13.7%y/y
Peer standing75th percentile
Peer standing in asset:gte_10b
FDICNAASSET