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BDI
FI

First Independence Bank

Detroit, MichiganFDIC Cert #20179

STATEEstablished 19705 branches

Holding company: FIRST INDEPENDENCE CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
4.03%
+289.1%y/y
Peer standing2nd percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
1.02%
+67.5%y/y
Peer standing24th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
1.02%
+67.5%y/y
Peer standing27th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.79%
+142.3%y/y
Peer standing26th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$6.95M
+206.9%y/y
Peer standing14th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.92%
+248.5%y/y
Peer standing3rd percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$985K
+287.8%y/y
Peer standing2nd percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
2.68%
+90.5%y/y
Percentile by value98th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$22.2M
+477.1%y/y
Peer standing1st percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$5.62M
+148.4%y/y
Peer standing14th percentile
Peer standing in asset:300m_1b
FDICNAASSET