Skip to main content
BDI
FI

First International Bank & Trust

Watford City, North DakotaFDIC Cert #10248

STATEEstablished 191028 branches

Holding company: WATFORD CITY BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$4.36B$3.83B
Q3 2021$4.71B$4.18B
Q4 2021$4.71B$4.17B
Q1 2022$5.03B$4.62B
Q2 2022$5.06B$4.66B
Q3 2022$4.75B$4.16B
Q4 2022$4.91B$4.15B
Q1 2023$4.88B$4.31B
Q2 2023$5B$4.29B
Q3 2023$5.03B$4.32B
Q4 2023$5.17B$4.52B
Q1 2024$5.19B$4.63B
Q2 2024$5.4B$4.84B
Q3 2024$5.38B$4.78B
Q4 2024$5.45B$4.86B
Q1 2025$5.47B$4.86B
Q2 2025$5.5B$4.8B
Q3 2025$5.68B$5B
Q4 2025$6.16B$5.46B
Q1 2026$6.05B$5.34B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$6.05B
+10.5%y/y
Percentile by value66th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$5.34B
+9.7%y/y
Percentile by value70th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$4.79B
+9.8%y/y
Percentile by value74th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$4.74B
+9.8%y/y
Percentile by value74th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$603M
+4.1%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$402M
+26.0%y/y
Percentile by value72nd percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$5.53B
+10.5%y/y
Percentile by value68th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$520M
+9.8%y/y
Peer standing49th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$69.8M
+6.3%y/y
Peer standing74th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$56.3M
+8.2%y/y
Peer standing71st percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$13.5M
−1.0%y/y
Peer standing77th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
$2.43M
+121.2%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$19.5M
−9.9%y/y
Peer standing48th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$19.5M
−37.1%y/y
Peer standing63rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC