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BDI
FJ

First Jackson Bank, Inc.

Stevenson, AlabamaFDIC Cert #23376

STATEEstablished 19817 branches

Holding company: 1ST JACKSON BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.44%
+64.7%y/y
Peer standing52nd percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.03%
−92.9%y/y
Peer standing27th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.03%
+313.4%y/y
Peer standing82nd percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.06%
−87.6%y/y
Peer standing81st percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.30%
−31.5%y/y
Peer standing51st percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.31M
−30.4%y/y
Peer standing56th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.06%
−2,430.2%y/y
Peer standing97th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
−$48K
−2,500.0%y/y
Peer standing97th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.02%
+2.2%y/y
Percentile by value27th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$1.38M
+76.1%y/y
Peer standing54th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$111K
−92.4%y/y
Peer standing28th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$84K
+342.1%y/y
Peer standing82nd percentile
Peer standing in asset:300m_1b
FDICNAASSET