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BDI
FM

First Merchants Bank

Muncie, IndianaFDIC Cert #4365

STATEEstablished 1893136 branches

Holding company: FIRST MERCHANTS CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$14.9B$12.3B
Q3 2021$15B$12.5B
Q4 2021$15.4B$12.9B
Q1 2022$15.4B$13.1B
Q2 2022$17.8B$14.6B
Q3 2022$17.7B$14.5B
Q4 2022$17.9B$14.4B
Q1 2023$18.2B$14.8B
Q2 2023$18B$14.7B
Q3 2023$18B$14.7B
Q4 2023$18.3B$14.9B
Q1 2024$18.3B$15B
Q2 2024$18.3B$14.6B
Q3 2024$18.3B$14.4B
Q4 2024$18.3B$14.6B
Q1 2025$18.4B$14.5B
Q2 2025$18.6B$14.9B
Q3 2025$18.8B$14.9B
Q4 2025$19B$15.3B
Q1 2026$21B$16.5B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$21B
+14.2%y/y
Percentile by value45th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICASSET
Deposits
$16.5B
+13.8%y/y
Percentile by value43rd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICDEP
Gross loans
$15.7B
+20.2%y/y
Percentile by value54th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSGR
Net loans
$15.5B
+20.4%y/y
Percentile by value54th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLNLSNET
Securities
$3.31B
−3.4%y/y
Percentile by value42nd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICSC
Cash
$273M
−34.5%y/y
Percentile by value3rd percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICCHBAL
Liabilities
$18.3B
+13.9%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICLIAB
Equity
$2.71B
+16.3%y/y
Peer standing49th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$155M
−3.5%y/y
Peer standing28th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM + NONII
NII
$152M
+16.4%y/y
Peer standing39th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNIM
Noninterest income
$2.36M
−92.0%y/y
Peer standing5th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNONII
Provision
$4.9M
+16.7%y/y
Percentile by value41st percentileby value
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICELNATR
Pretax income
$33.5M
−49.2%y/y
Peer standing7th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICPTAXNETINC
Net income
$33.3M
−42.1%y/y
Peer standing16th percentile
Peer standing in FFIEC UBPR Peer Group 2 — Insured commercial banks having assets between $10 billion and $100 billion
FDICNETINC