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BDI
FM

First Metro Bank

Muscle Shoals, AlabamaFDIC Cert #27381

STATEEstablished 198811 branches

Holding company: FIRST METRO BCORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$873M$785M
Q3 2021$885M$794M
Q4 2021$945M$856M
Q1 2022$963M$886M
Q2 2022$944M$875M
Q3 2022$915M$850M
Q4 2022$887M$823M
Q1 2023$899M$816M
Q2 2023$928M$809M
Q3 2023$953M$834M
Q4 2023$979M$850M
Q1 2024$1B$860M
Q2 2024$968M$854M
Q3 2024$984M$885M
Q4 2024$982M$889M
Q1 2025$998M$898M
Q2 2025$998M$894M
Q3 2025$996M$884M
Q4 2025$1.01B$893M
Q1 2026$1.01B$895M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.01B
+1.2%y/y
Percentile by value1st percentileby value
Peer standing in asset:1b_3b
FDICASSET
Deposits
$895M
−0.3%y/y
Percentile by value9th percentileby value
Peer standing in asset:1b_3b
FDICDEP
Gross loans
$591M
+4.3%y/y
Percentile by value6th percentileby value
Peer standing in asset:1b_3b
FDICLNLSGR
Net loans
$585M
+4.5%y/y
Percentile by value6th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
Securities
$248M
+2.1%y/y
Percentile by value52nd percentileby value
Peer standing in asset:1b_3b
FDICSC
Cash
$88.5M
−15.0%y/y
Percentile by value46th percentileby value
Peer standing in asset:1b_3b
FDICCHBAL
Liabilities
$900M
−0.3%y/y
Percentile by value3rd percentileby value
Peer standing in asset:1b_3b
FDICLIAB
Equity
$110M
+16.2%y/y
Peer standing16th percentile
Peer standing in asset:1b_3b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$9.86M
+1.6%y/y
Peer standing10th percentile
Peer standing in asset:1b_3b
FDICNIM + NONII
NII
$8.7M
+0.9%y/y
Peer standing11th percentile
Peer standing in asset:1b_3b
FDICNIM
Noninterest income
$1.16M
+7.8%y/y
Peer standing24th percentile
Peer standing in asset:1b_3b
FDICNONII
Provision
$34K
−50.0%y/y
Percentile by value25th percentileby value
Peer standing in asset:1b_3b
FDICELNATR
Pretax income
$5.34M
+3.1%y/y
Peer standing46th percentile
Peer standing in asset:1b_3b
FDICPTAXNETINC
Net income
$3.96M
+3.4%y/y
Peer standing40th percentile
Peer standing in asset:1b_3b
FDICNETINC