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First National Bank Of Commerce

Walnut Ridge, ArkansasFDIC Cert #3896

OCCEstablished 19196 branches

Holding company: FIRST NATIONAL CAPITAL CORPRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$273M$245M
Q3 2021$265M$237M
Q4 2021$272M$244M
Q1 2022$274M$253M
Q2 2022$282M$264M
Q3 2022$276M$262M
Q4 2022$273M$256M
Q1 2023$282M$264M
Q2 2023$269M$252M
Q3 2023$262M$246M
Q4 2023$282M$261M
Q1 2024$290M$268M
Q2 2024$287M$265M
Q3 2024$290M$264M
Q4 2024$287M$265M
Q1 2025$288M$264M
Q2 2025$286M$263M
Q3 2025$291M$266M
Q4 2025$297M$270M
Q1 2026$308M$282M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$308M
+7.3%y/y
Percentile by value3rd percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$282M
+6.6%y/y
Percentile by value10th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$150M
+18.9%y/y
Percentile by value4th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$148M
+18.8%y/y
Percentile by value4th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$111M
−12.1%y/y
Percentile by value63rd percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$25.6M
+78.2%y/y
Percentile by value40th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$284M
+6.7%y/y
Percentile by value6th percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$24.5M
+13.8%y/y
Peer standing4th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$3.2M
+18.8%y/y
Peer standing11th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$2.7M
+20.9%y/y
Peer standing8th percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$496K
+8.5%y/y
Peer standing44th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$123K
Percentile by value62nd percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$1.04M
+78.2%y/y
Peer standing23rd percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$1.05M
+80.4%y/y
Peer standing29th percentile
Peer standing in asset:300m_1b
FDICNETINC