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BDI
FB

First National Bank of Michigan

Kalamazoo, MichiganFDIC Cert #58259

OCCEstablished 20067 branches

Holding company: FIRST NATIONAL BCORP INCRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$804M$661M
Q3 2021$872M$727M
Q4 2021$887M$741M
Q1 2022$919M$793M
Q2 2022$914M$817M
Q3 2022$941M$845M
Q4 2022$936M$786M
Q1 2023$950M$762M
Q2 2023$980M$765M
Q3 2023$972M$797M
Q4 2023$981M$778M
Q1 2024$1.01B$800M
Q2 2024$978M$754M
Q3 2024$974M$767M
Q4 2024$971M$802M
Q1 2025$960M$768M
Q2 2025$981M$777M
Q3 2025$972M$775M
Q4 2025$986M$772M
Q1 2026$982M$760M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$982M
+2.4%y/y
Percentile by value99th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$760M
−1.0%y/y
Percentile by value92nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$825M
+9.7%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$814M
+9.7%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$111M
−32.2%y/y
Percentile by value62nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$13M
+9.7%y/y
Percentile by value19th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$893M
+1.8%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$89.5M
+8.6%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$8.11M
+22.8%y/y
Peer standing82nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$7.7M
+23.3%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$409K
+14.2%y/y
Peer standing35th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$482K
+630.3%y/y
Percentile by value94th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$2.78M
+38.6%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$2.27M
+43.4%y/y
Peer standing71st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC