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First National Bank

Paragould, ArkansasFDIC Cert #3887

OCCEstablished 188923 branches

Holding company: FIRST PARAGOULD BANKSHARES INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.42%
−66.1%y/y
Peer standing45th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICP3ASSET + LNLSGR
90+ %
0.00%
−84.0%y/y
Peer standing40th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICP9ASSET + LNLSGR
Nonaccrual %
0.18%
−48.0%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNAASSET + LNLSGR
Noncurrent %
0.18%
−50.4%y/y
Peer standing77th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.15%
−48.4%y/y
Peer standing76th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$3.78M
−47.4%y/y
Peer standing66th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.02%
−166.9%y/y
Peer standing91st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNTLNLS + LNLSGR
NCO
−$77K
−169.4%y/y
Peer standing93rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.61%
+32.7%y/y
Percentile by value89th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNATRES + LNLSGR
30–89
$8.73M
−64.7%y/y
Peer standing25th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICP3ASSET
90+
$80K
−83.3%y/y
Peer standing37th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICP9ASSET
Nonaccrual
$3.63M
−45.8%y/y
Peer standing59th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNAASSET