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BDI
FC

First National Community Bank

Chatsworth, GeorgiaFDIC Cert #22092

OCCEstablished 197511 branches

Holding company: FIRST CHATSWORTH BANKSHARESRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$354M$312M
Q3 2021$564M$502M
Q4 2021$599M$537M
Q1 2022$616M$553M
Q2 2022$638M$575M
Q3 2022$632M$567M
Q4 2022$583M$515M
Q1 2023$565M$493M
Q2 2023$552M$479M
Q3 2023$582M$507M
Q4 2023$621M$543M
Q1 2024$611M$530M
Q2 2024$649M$565M
Q3 2024$626M$538M
Q4 2024$650M$561M
Q1 2025$679M$586M
Q2 2025$699M$606M
Q3 2025$711M$616M
Q4 2025$703M$605M
Q1 2026$721M$619M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$721M
+6.3%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$619M
+5.7%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$516M
+0.8%y/y
Percentile by value82nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$509M
+0.7%y/y
Percentile by value82nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$21.7M
−3.2%y/y
Percentile by value10th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$164M
+32.4%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$624M
+5.8%y/y
Percentile by value76th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$97.9M
+9.9%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$9.17M
+3.8%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$8.34M
+3.2%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$829K
+10.1%y/y
Peer standing69th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$270K
0.0%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$4.41M
+7.9%y/y
Peer standing94th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$3.33M
+7.8%y/y
Peer standing91st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC