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BDI
FS

First Southern Bank

Florence, AlabamaFDIC Cert #29332

STATEEstablished 193410 branches

Holding company: FIRST SOUTHERN BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$371M$339M
Q3 2021$377M$344M
Q4 2021$417M$382M
Q1 2022$433M$378M
Q2 2022$479M$406M
Q3 2022$510M$426M
Q4 2022$558M$512M
Q1 2023$554M$506M
Q2 2023$588M$513M
Q3 2023$589M$515M
Q4 2023$641M$564M
Q1 2024$613M$534M
Q2 2024$628M$523M
Q3 2024$638M$530M
Q4 2024$679M$570M
Q1 2025$648M$539M
Q2 2025$652M$542M
Q3 2025$678M$568M
Q4 2025$732M$621M
Q1 2026$685M$582M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$685M
+5.7%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$582M
+8.1%y/y
Percentile by value74th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$471M
−13.0%y/y
Percentile by value74th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$462M
−13.5%y/y
Percentile by value74th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$92.8M
+702.5%y/y
Percentile by value51st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$109M
+33.4%y/y
Percentile by value92nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$624M
+7.4%y/y
Percentile by value76th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$60.7M
−9.3%y/y
Peer standing62nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$6.04M
+10.3%y/y
Peer standing61st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$5.65M
+11.1%y/y
Peer standing66th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$383K
0.0%y/y
Peer standing32nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$12.6M
+948.3%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
−$10.3M
−1,618.2%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
−$7.69M
−1,623.0%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC