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BDI
FS

First State Bank

Key West, FloridaFDIC Cert #17509

STATEEstablished 19559 branches

Holding company: FIRST STATE BANK HOLDING CORegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.27B$1.06B
Q3 2021$1.24B$1.03B
Q4 2021$1.3B$1.1B
Q1 2022$1.3B$1.17B
Q2 2022$1.3B$1.17B
Q3 2022$1.28B$1.13B
Q4 2022$1.23B$1.08B
Q1 2023$1.22B$1.09B
Q2 2023$1.21B$1.04B
Q3 2023$1.19B$1B
Q4 2023$1.18B$998M
Q1 2024$1.24B$1.06B
Q2 2024$1.21B$1.02B
Q3 2024$1.14B$988M
Q4 2024$1.15B$992M
Q1 2025$1.19B$1.06B
Q2 2025$1.16B$1.03B
Q3 2025$1.16B$1.03B
Q4 2025$1.14B$1.01B
Q1 2026$1.19B$1.06B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.19B
−0.4%y/y
Percentile by value23rd percentileby value
Peer standing in asset:1b_3b
FDICASSET
Deposits
$1.06B
−0.6%y/y
Percentile by value29th percentileby value
Peer standing in asset:1b_3b
FDICDEP
Gross loans
$817M
+0.1%y/y
Percentile by value21st percentileby value
Peer standing in asset:1b_3b
FDICLNLSGR
Net loans
$808M
+0.1%y/y
Percentile by value21st percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
Securities
$250M
−12.0%y/y
Percentile by value52nd percentileby value
Peer standing in asset:1b_3b
FDICSC
Cash
$101M
+38.7%y/y
Percentile by value52nd percentileby value
Peer standing in asset:1b_3b
FDICCHBAL
Liabilities
$1.08B
+0.0%y/y
Percentile by value25th percentileby value
Peer standing in asset:1b_3b
FDICLIAB
Equity
$105M
−4.8%y/y
Peer standing13th percentile
Peer standing in asset:1b_3b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$10.7M
+0.5%y/y
Peer standing15th percentile
Peer standing in asset:1b_3b
FDICNIM + NONII
NII
$9.6M
+12.1%y/y
Peer standing20th percentile
Peer standing in asset:1b_3b
FDICNIM
Noninterest income
$1.09M
−47.7%y/y
Peer standing21st percentile
Peer standing in asset:1b_3b
FDICNONII
Provision
$0
Percentile by value11th percentileby value
Peer standing in asset:1b_3b
FDICELNATR
Pretax income
$2.03M
−24.1%y/y
Peer standing9th percentile
Peer standing in asset:1b_3b
FDICPTAXNETINC
Net income
$1.56M
−23.8%y/y
Peer standing9th percentile
Peer standing in asset:1b_3b
FDICNETINC