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BDI
FS

First State Bank of St. Charles, Missouri

St. Charles, MissouriFDIC Cert #12219

STATEEstablished 18679 branches

Holding company: FIRST STATE BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$463M$384M
Q3 2021$468M$390M
Q4 2021$466M$388M
Q1 2022$476M$402M
Q2 2022$463M$388M
Q3 2022$460M$387M
Q4 2022$535M$382M
Q1 2023$545M$383M
Q2 2023$554M$388M
Q3 2023$547M$398M
Q4 2023$548M$389M
Q1 2024$550M$384M
Q2 2024$557M$385M
Q3 2024$550M$407M
Q4 2024$536M$391M
Q1 2025$543M$400M
Q2 2025$552M$407M
Q3 2025$552M$407M
Q4 2025$560M$423M
Q1 2026$557M$423M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$557M
+2.7%y/y
Percentile by value57th percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$423M
+5.7%y/y
Percentile by value48th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$449M
+0.4%y/y
Percentile by value70th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$443M
+0.4%y/y
Percentile by value70th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$35.5M
+8.7%y/y
Percentile by value18th percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$23.4M
+63.4%y/y
Percentile by value37th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$474M
+2.7%y/y
Percentile by value54th percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$83M
+2.4%y/y
Peer standing84th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$13M
+50.2%y/y
Peer standing98th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$5.04M
+12.1%y/y
Peer standing60th percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$8M
+91.1%y/y
Peer standing98th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$300K
Percentile by value86th percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$3.53M
+175.9%y/y
Peer standing88th percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$2.71M
+172.5%y/y
Peer standing81st percentile
Peer standing in asset:300m_1b
FDICNETINC