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Gilmer National Bank, Gilmer, Texas

Gilmer, TexasFDIC Cert #3219

OCCEstablished 19012 branches

Holding company: GILMER NATIONAL BANCSHARES INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
2.20%
−50.9%y/y
Peer standing7th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
2.34%
+221.4%y/y
Peer standing0th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
2.39%
+153.9%y/y
Peer standing7th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
4.74%
+183.3%y/y
Peer standing2nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
3.47%
+182.8%y/y
Peer standing2nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$13.1M
+201.8%y/y
Peer standing5th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.22%
+13,139.3%y/y
Peer standing9th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$147K
+14,600.0%y/y
Peer standing11th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.26%
+0.5%y/y
Percentile by value57th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$6.06M
−47.7%y/y
Peer standing11th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$6.45M
+242.3%y/y
Peer standing0th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$6.6M
+170.5%y/y
Peer standing12th percentile
Peer standing in asset:300m_1b
FDICNAASSET