BDI
GR

Grand Ridge National Bank

Wheaton, IllinoisFDIC Cert #3674

OCCEstablished 19032 branches

Holding company: PREMIER COMMERCE BCORP INCRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$302M$260M
Q3 2021$304M$260M
Q4 2021$304M$260M
Q1 2022$314M$270M
Q2 2022$304M$262M
Q3 2022$307M$263M
Q4 2022$306M$263M
Q1 2023$312M$267M
Q2 2023$335M$289M
Q3 2023$338M$290M
Q4 2023$352M$304M
Q1 2024$366M$316M
Q2 2024$375M$324M
Q3 2024$377M$324M
Q4 2024$383M$329M
Q1 2025$396M$341M
Q2 2025$422M$366M
Q3 2025$457M$398M
Q4 2025$447M$387M
Q1 2026$427M$366M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$427M
+7.9%y/y
Percentile by value34th percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$366M
+7.4%y/y
Percentile by value36th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$332M
+7.7%y/y
Percentile by value47th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$328M
+7.8%y/y
Percentile by value47th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$68K
−20.0%y/y
Percentile by value2nd percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$92M
+8.5%y/y
Percentile by value89th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$369M
+7.5%y/y
Percentile by value31st percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$58.6M
+10.4%y/y
Peer standing57th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$5.77M
+15.2%y/y
Peer standing58th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$5.57M
+14.6%y/y
Peer standing67th percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$197K
+33.1%y/y
Peer standing13th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$50K
Percentile by value41st percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
$2.6M
+20.0%y/y
Peer standing71st percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
$1.78M
+16.8%y/y
Peer standing59th percentile
Peer standing in asset:300m_1b
FDICNETINC