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BDI
GR

Grand Rivers Community Bank

Grand Chain, IllinoisFDIC Cert #10816

STATEEstablished 19022 branches

Holding company: MAIN STREET BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$19.9M$18.1M
Q3 2021$19.4M$17.7M
Q4 2021$14.9M$12.7M
Q1 2022$14.8M$12.6M
Q2 2022$14.4M$12.4M
Q3 2022$17.5M$15.3M
Q4 2022$21.1M$18.8M
Q1 2023$20.8M$18.2M
Q2 2023$20.2M$17.6M
Q3 2023$28.7M$26.2M
Q4 2023$25.1M$22.6M
Q1 2024$24.5M$22M
Q2 2024$21.1M$18.8M
Q3 2024$20.1M$17.9M
Q4 2024$18.4M$16.3M
Q1 2025$18.2M$16.1M
Q2 2025$17.6M$15.6M
Q3 2025$17.5M$15.5M
Q4 2025$16.6M$14.8M
Q1 2026$15.1M$13.5M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$15.1M
−17.0%y/y
Percentile by value7th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICASSET
Deposits
$13.5M
−16.5%y/y
Percentile by value13th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICDEP
Gross loans
$11.2M
−12.5%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICLNLSGR
Net loans
$10.6M
−13.1%y/y
Percentile by value31st percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICLNLSNET
Securities
$1.13M
−6.8%y/y
Percentile by value22nd percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICSC
Cash
$1.91M
−41.7%y/y
Percentile by value17th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICCHBAL
Liabilities
$13.8M
−16.5%y/y
Percentile by value11th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICLIAB
Equity
$1.33M
−21.8%y/y
Peer standing1st percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$187K
−11.8%y/y
Peer standing14th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICNIM + NONII
NII
$157K
−15.6%y/y
Peer standing15th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICNIM
Noninterest income
$30K
+15.4%y/y
Peer standing67th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICNONII
Provision
$0
+100.0%y/y
Percentile by value7th percentileby value
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICELNATR
Pretax income
−$132K
−120.0%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICPTAXNETINC
Net income
−$132K
−120.0%y/y
Peer standing3rd percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICNETINC