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BDI
GB

Guaranty Bank and Trust Company

Belzoni, MississippiFDIC Cert #15953

STATEEstablished 194343 branches

Holding company: GUARANTY CAPITAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.36B$1.22B
Q3 2021$1.39B$1.25B
Q4 2021$1.44B$1.3B
Q1 2022$1.53B$1.39B
Q2 2022$1.63B$1.46B
Q3 2022$1.79B$1.45B
Q4 2022$1.88B$1.45B
Q1 2023$1.94B$1.59B
Q2 2023$2B$1.6B
Q3 2023$2.1B$1.69B
Q4 2023$2.53B$1.91B
Q1 2024$2.53B$2.11B
Q2 2024$2.6B$2.06B
Q3 2024$2.87B$2.26B
Q4 2024$2.87B$2.31B
Q1 2025$2.91B$2.39B
Q2 2025$2.85B$2.37B
Q3 2025$2.97B$2.43B
Q4 2025$2.91B$2.55B
Q1 2026$3.01B$2.65B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$3.01B
+3.6%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$2.65B
+11.0%y/y
Percentile by value100th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$2.1B
+4.9%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$2.07B
+4.9%y/y
Percentile by value95th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$529M
−8.1%y/y
Percentile by value89th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$211M
+43.5%y/y
Percentile by value83rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$2.68B
+3.1%y/y
Percentile by value99th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$333M
+8.0%y/y
Peer standing95th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$33.2M
+3.4%y/y
Peer standing95th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$27.8M
+9.6%y/y
Peer standing96th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$5.4M
−20.0%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$2.37M
+8.4%y/y
Percentile by value96th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$8.61M
−15.4%y/y
Peer standing77th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$6.76M
−13.6%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC