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BDI
GS

Guardian Savings Bank

West Chester, OhioFDIC Cert #27998

STATEEstablished 189513 branches

Holding company: BECK FAMILY TRUSTRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.11B$962M
Q3 2021$1.14B$990M
Q4 2021$1.13B$983M
Q1 2022$1.12B$974M
Q2 2022$1.11B$956M
Q3 2022$1.1B$945M
Q4 2022$1.06B$911M
Q1 2023$1.03B$880M
Q2 2023$1.05B$897M
Q3 2023$1.08B$932M
Q4 2023$1.13B$976M
Q1 2024$1.18B$1.03B
Q2 2024$1.23B$1.08B
Q3 2024$1.28B$1.12B
Q4 2024$1.32B$1.16B
Q1 2025$1.34B$1.18B
Q2 2025$1.35B$1.19B
Q3 2025$1.35B$1.19B
Q4 2025$1.36B$1.2B
Q1 2026$1.38B$1.22B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.38B
+3.0%y/y
Percentile by value29th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICASSET
Deposits
$1.22B
+2.6%y/y
Percentile by value33rd percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICDEP
Gross loans
$1.09B
+1.8%y/y
Percentile by value35th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLNLSGR
Net loans
$1.08B
+1.8%y/y
Percentile by value35th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLNLSNET
Securities
$0
Percentile by value0th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICSC
Cash
$245M
+8.3%y/y
Percentile by value79th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICCHBAL
Liabilities
$1.22B
+2.7%y/y
Percentile by value29th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLIAB
Equity
$160M
+5.2%y/y
Peer standing30th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$13.1M
+26.9%y/y
Peer standing31st percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNIM + NONII
NII
$9.7M
+25.7%y/y
Peer standing23rd percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNIM
Noninterest income
$3.43M
+30.5%y/y
Peer standing61st percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNONII
Provision
$0
Percentile by value13th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICELNATR
Pretax income
$7.05M
+54.8%y/y
Peer standing63rd percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICPTAXNETINC
Net income
$7.05M
+54.8%y/y
Peer standing76th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNETINC