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BDI
GC

Gulf Coast Bank

Abbeville, LouisianaFDIC Cert #20353

STATEEstablished 19719 branches

Holding company: GULF COAST BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.69%
+100.1%y/y
Peer standing12th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.58%
+102.7%y/y
Peer standing5th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.86%
+17.6%y/y
Peer standing27th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
1.44%
+41.7%y/y
Peer standing18th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.83%
+17.7%y/y
Peer standing25th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$4.3M
+21.2%y/y
Peer standing24th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.16%
+832.8%y/y
Peer standing12th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$120K
+823.1%y/y
Peer standing13th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.20%
−0.9%y/y
Percentile by value50th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$5M
+97.7%y/y
Peer standing17th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$1.72M
+100.2%y/y
Peer standing5th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$2.53M
+16.2%y/y
Peer standing32nd percentile
Peer standing in asset:300m_1b
FDICNAASSET