BDI
HB

Harford Bank

Aberdeen, MarylandFDIC Cert #19101

STATEEstablished 19649 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.05%
−42.3%y/y
Peer standing85th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−98.9%y/y
Peer standing44th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.97%
−28.1%y/y
Peer standing25th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.97%
−28.9%y/y
Peer standing28th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.75%
−20.1%y/y
Peer standing28th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$5.46M
−18.7%y/y
Peer standing19th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
+581.7%y/y
Peer standing41st percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$14K
+600.0%y/y
Peer standing36th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.24%
+5.1%y/y
Percentile by value54th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$301K
−34.0%y/y
Peer standing81st percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$1K
−98.8%y/y
Peer standing44th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$5.46M
−17.8%y/y
Peer standing14th percentile
Peer standing in asset:300m_1b
FDICNAASSET