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BDI
HB

Heritage Bank

Topeka, KansasFDIC Cert #57548

STATEEstablished 20033 branches

Holding company: HERITAGE BANCSHARES INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
4.68%
+1,004.8%y/y
Peer standing1st percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.46%
Peer standing6th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.01%
Peer standing85th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.48%
Peer standing47th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.33%
Peer standing49th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.12M
Peer standing59th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.02%
+53.0%y/y
Peer standing92nd percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
−$11K
+21.4%y/y
Peer standing89th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.33%
+4.8%y/y
Percentile by value66th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$11M
+1,884.7%y/y
Peer standing4th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$1.09M
Peer standing8th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$31K
Peer standing86th percentile
Peer standing in asset:300m_1b
FDICNAASSET