BDI
HB

Herring Bank

Amarillo, TexasFDIC Cert #5568

STATEEstablished 189912 branches

Holding company: HERRING BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.28%
−4.4%y/y
Peer standing19th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.48%
+497.4%y/y
Peer standing6th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.08%
−24.1%y/y
Peer standing73rd percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.56%
+196.9%y/y
Peer standing42nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.42%
+196.6%y/y
Peer standing43rd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2.19M
+214.8%y/y
Peer standing42nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.42%
+361.6%y/y
Peer standing5th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$366K
+357.5%y/y
Peer standing6th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.03%
+12.1%y/y
Percentile by value28th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$4.58M
−0.0%y/y
Peer standing19th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$1.7M
+525.0%y/y
Peer standing6th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$294K
−20.5%y/y
Peer standing72nd percentile
Peer standing in asset:300m_1b
FDICNAASSET