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BDI
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HomeBank Texas

Seagoville, TexasFDIC Cert #17094

STATEEstablished 19523 branches

Holding company: MTA BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.49%
−39.9%y/y
Peer standing47th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.21%
−67.4%y/y
Peer standing12th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.02%
−96.5%y/y
Peer standing83rd percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.23%
−81.0%y/y
Peer standing64th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.64%
−34.9%y/y
Peer standing32nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2.51M
−27.7%y/y
Peer standing39th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
Peer standing43rd percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$6K
Peer standing46th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.50%
+2.3%y/y
Percentile by value80th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$1.45M
−38.6%y/y
Peer standing52nd percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$614K
−66.6%y/y
Peer standing13th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$58K
−96.4%y/y
Peer standing84th percentile
Peer standing in asset:300m_1b
FDICNAASSET