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BDI
I

InBank

Raton, New MexicoFDIC Cert #11492

STATEEstablished 191817 branches

Holding company: INBANKSHARES CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.14%
+0.2%y/y
Peer standing13th percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.87%
−21.4%y/y
Peer standing28th percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
0.87%
−21.4%y/y
Peer standing31st percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.67%
−9.4%y/y
Peer standing32nd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$9.08M
−11.8%y/y
Peer standing41st percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.67%
+78,137.5%y/y
Peer standing6th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$1.61M
+80,650.0%y/y
Peer standing6th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.65%
+21.3%y/y
Percentile by value90th percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$10.9M
+2.5%y/y
Peer standing18th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$8.27M
−19.6%y/y
Peer standing37th percentile
Peer standing in asset:1b_3b
FDICNAASSET