$282M
+11.4%y/y
Percentile by value92nd percentileby value
FDIC
ASSETIB
Incommons Bank, N.A.
Mexia, TexasFDIC Cert #3342
OCCEstablished 18826 branches
Holding company: BI-STONE BANCSHARES INCRegulator: OCC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $206M | $184M |
| Q3 2021 | $207M | $188M |
| Q4 2021 | $220M | $201M |
| Q1 2022 | $217M | $200M |
| Q2 2022 | $217M | $202M |
| Q3 2022 | $218M | $200M |
| Q4 2022 | $230M | $203M |
| Q1 2023 | $244M | $209M |
| Q2 2023 | $250M | $215M |
| Q3 2023 | $246M | $219M |
| Q4 2023 | $259M | $217M |
| Q1 2024 | $257M | $219M |
| Q2 2024 | $265M | $220M |
| Q3 2024 | $263M | $216M |
| Q4 2024 | $248M | $219M |
| Q1 2025 | $254M | $221M |
| Q2 2025 | $262M | $223M |
| Q3 2025 | $271M | $224M |
| Q4 2025 | $271M | $226M |
| Q1 2026 | $282M | $248M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$248M
+12.3%y/y
Percentile by value94th percentileby value
FDIC
DEP$203M
+9.5%y/y
Percentile by value93rd percentileby value
FDIC
LNLSGR$200M
+9.6%y/y
Percentile by value93rd percentileby value
FDIC
LNLSNET$44.7M
−2.1%y/y
Percentile by value62nd percentileby value
FDIC
SC$25M
+101.6%y/y
Percentile by value77th percentileby value
FDIC
CHBAL$258M
+10.5%y/y
Percentile by value94th percentileby value
FDIC
LIAB$24.3M
+21.9%y/y
Peer standing68th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$3.47M
+15.5%y/y
Peer standing95th percentile
FDIC
NIM + NONII$3.01M
+18.4%y/y
Peer standing97th percentile
FDIC
NIM$462K
−0.2%y/y
Peer standing90th percentile
FDIC
NONII$20K
−45.9%y/y
Percentile by value56th percentileby value
FDIC
ELNATR$1.44M
+67.8%y/y
Peer standing94th percentile
FDIC
PTAXNETINC$1.17M
+64.9%y/y
Peer standing90th percentile
FDIC
NETINC